Prime-PLC

Prime-PLC structures membership fees by age. Members aged 18-29 pay $50 per month. Members aged 30-45 pay $75, those 46-59 pay $100, and members 60 and older pay $125. All new members pay a one-time $75 enrollment fee.

Every Prime-PLC membership includes an annual physical exam lasting one hour and up to five additional office visits per year at 30 minutes each. Members also receive after-hours on-call access for urgent issues and direct email access to Dr. Dreger for non-urgent questions. Each visit beyond the five included costs a flat $30.

Yes. Prime-PLC does not require long-term contracts. Members can cancel at any time. The practice charges only for the portion of the month prior to cancellation.

Prime-PLC does not bill insurance for membership fees or primary care visits. Dr. Dreger is not in-network with any insurance company and does not participate with Medicare for DPC payments. Members should maintain separate health insurance for labs, medications, specialist visits, and hospitalizations.

Yes. Married couples or family members living in the same household receive a 10 percent discount on their memberships.

Prime-PLC holds a contract with Quest labs. If a member's insurance participates with Quest, the practice draws labs on-site and bills the insurer directly. Members can also pay for labs at cost as a direct-pay option, which often runs significantly less than insurance-billed rates.

No. Direct Primary Care membership fees do not qualify for HSA or FSA reimbursement and cannot apply toward insurance deductibles. Members with Medicare also cannot apply Prime-PLC costs to Medicare coverage.

A hospitalist, not Dr. Dreger, handles hospital admissions. Dr. Dreger remains actively involved by communicating with hospital physicians and reviewing studies. The practice recommends this approach because Dr. Dreger is out-of-network for insurance, and out-of-network admitting physicians can significantly increase hospitalization costs.

Yes. Prime-PLC offers same-day appointments for members who call that day. The practice schedules 30-minute office visits, giving members meaningful time with Dr. Dreger on each visit.

Prime-PLC aims to provide free care to 10 percent of its members who face financial hardship. A portion of each paying member's monthly fee supports this goal, helping the practice extend care to community members who struggle to afford it.