Premier Personal Healthcare

Premier Personal Healthcare charges a monthly or annual fee based on each patient's age. That fee covers all Internal Medicine services the practice provides, including exams, EKGs, and lab draws. The practice collects only that fee and nothing else. There are no co-pays, deductibles, or additional charges.

No. Premier Personal Healthcare does not participate in any insurance plans, including Highmark, UPMC, and Medicare. Dr. Warshaw has opted out of Medicare. Members pay the annual or monthly fee directly, and the practice bills no insurance company for its services.

Yes. Membership at Premier Personal Healthcare covers Internal Medicine services within the office but does not replace health insurance. Members still need coverage for hospitalizations, diagnostic imaging, outside lab work, and visits to other providers. Some members choose to carry a higher-deductible plan since the practice does not bill their insurance.

Possibly. Some Flexible Spending Account and Health Savings Account plans cover all or part of the annual membership fee. Members should check with their plan administrator or HR representative to confirm eligibility.

Premier Personal Healthcare guarantees same-business-day or next-business-day appointments, even for non-emergency visits. Most appointments run at least thirty minutes, and physicals receive at least one hour. Dr. Warshaw schedules around the member's availability rather than the reverse.

Dr. Warshaw provides every member with his direct cell phone number. He answers calls, texts, and emails 24 hours a day, seven days a week, including weekends and holidays. No answering service or covering physician stands between members and Dr. Warshaw.

If a life-threatening emergency occurs, members should call 911 first. For urgent situations that fall short of that threshold, Dr. Warshaw asks members to contact him before heading to any urgent care or emergency facility. If a member does go to an emergency room, Dr. Warshaw remains available around the clock to consult with ER personnel and coordinate care.

The practice limits enrollment to a few hundred patients. Once that limit is reached, Dr. Warshaw establishes a waiting list. This cap allows him to maintain the level of personalized attention each member receives.

If a member moves and needs to transfer care, Premier Personal Healthcare assists in finding a new physician and promptly sends medical records upon receipt of a release form. The practice prorates and refunds the remaining balance of any prepaid annual fee.

Prospective members can contact the office to request a membership package. Dr. Warshaw reviews basic information to confirm the practice is a good fit. New members complete a registration form, records release, patient agreement, payment authorization, and a Medicare opt-out agreement if applicable. Dr. Warshaw recommends starting with a comprehensive physical to establish a baseline.