Pismo Health DPC
Quick Facts
| Membership Price Range | Adults 18+: $125/month | Children & Teens: $55/month | Birth-12 Months: $150/month | Family of four (2 children, 2 adults): $360/month |
| Practice Type | Direct Primary Care |
| Location | Carmel |
| Doctors | Rachel Murphy MD, Family Medicine |
| Telehealth Type | Unlimited Phone, Secure Chat, & Video Visits |
| Housecalls | Yes |
| Telehealth Available | Yes |
About
At Pismo Health DPC, Dr. Rachel (Spooner) Murphy delivers family medicine built on genuine patient relationships. She founded the Carmel, Indiana practice with one guiding conviction: healthcare should be personal, timely, and thoughtful. Her eight years of clinical experience inform every aspect of how she runs the practice. Members receive 45-minute appointments, same-day access, and direct communication by text or email. The monthly membership covers everything from chronic disease management and hormone evaluation to minor procedures and urgent care. Families of four join for $360 per month. Dr. Murphy also offers telehealth visits and newborn and two-month home visits for new parents. She provides discounted labs and medications at wholesale pricing, and she partners with specialists who offer cash-pay rates to members.
Details
Address
9650 Commerce Drive, Suite 531, Carmel, IN 46032
Phone
(317) 648-5562Website
Visit websiteMembership
$125/monthly
Membership Details
Monthly membership fee covers all visits and care including telehealth, chronic disease management, urgent care, hormone evaluation, discounted labs, minor procedures, and more. No insurance billing. Family of four (2 children, 2 adults) $360/month.
Typical Appointment
45 minutes
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Frequently Asked Questions
Individual memberships at Pismo Health DPC start at $125 per month. A family plan covering two adults and two children runs $360 per month. The membership covers all visits, telehealth, chronic disease management, urgent care, hormone evaluation, minor procedures, and more. No insurance billing applies to membership fees.
The membership covers unlimited visits, same-day and next-day appointments, telehealth, direct messaging with Dr. Murphy, chronic disease management, preventive care, hormone evaluation, EKG, minor procedures, discounted lab testing, and discounted medications. Newborn and two-month home visits are also included, with distance restrictions.
No, Pismo Health DPC welcomes patients with or without insurance. The practice does not bill insurance for membership fees. Dr. Murphy also accepts Medicare-eligible patients. Many members pair the DPC membership with a low-cost catastrophic or wraparound insurance plan.
Beginning in 2026, Pismo Health DPC membership fees qualify for HSA spending. Individuals can apply up to $150 per month and families up to $300 per month through their HSA accounts.
Members schedule appointments directly through the Pismo Health patient portal. Dr. Murphy offers same-day and next-day availability. Members can also reach her by text or email for quick questions and medical advice.
Yes. Dr. Murphy conducts video visits for members who prefer to connect remotely. Telehealth is included in the monthly membership at no additional cost.
Yes, Dr. Murphy offers house calls. She also provides newborn and two-month home visits for new parents, with distance restrictions that apply based on location.
Yes. Pismo Health provides cash-pay lab testing and medications at wholesale pricing. Dr. Murphy also partners with trusted specialists and service providers who extend discounted cash-pay rates to members.
Yes, Pismo Health DPC offers employer partnership arrangements. Employers can include the membership as part of their employee benefits package. Interested employers can contact the practice directly for details.
Appointments at Pismo Health DPC run 30 to 60 minutes, with a typical visit lasting 45 minutes. Dr. Murphy uses that time to focus on prevention, wellness, and each patient's long-term health goals.
Practice last updated June 11, 2026