
Medical Center at Ocean Reef
Quick Facts
| Membership Price Range | $5,000/yr Private Medicine & Wellness | $12,000/yr Private Medicine Plus |
| Practice Type | Concierge |
| Location | Key Largo, Ocean Reef |
| Doctors | Rick Baxley M.D., Family Medicine, Rene Fernandez M.D., Internal Medicine, Suzanne Romeo M.D., Internal Medicine + 2 more |
| Telehealth Type | Video and email consultations |
| Housecalls | Yes |
| Insurance Accepted | AARP (United Health), Aetna, AvMed, Blue Cross Blue Shield, Cigna, Coventry Health Plan, Humana, Medicare, Medicaid, Tricare, United Healthcare, Multiplan, Neighborhood Health Plan, First Health, Medica Healthcare, Molina Healthcare, Florida Blue |
| Telehealth Available | Yes |
About
At Medical Center at Ocean Reef, five physicians bring a combined 132-plus years of diagnostic and treatment experience to the Ocean Reef Club community. The practice holds AAAHC accreditation and serves Club members, guests, and associates in Key Largo, Florida. Two structured membership tiers, Private Medicine & Wellness and Private Medicine Plus, define the practice's approach to personalized primary care. The clinical team covers internal medicine, family medicine, preventive care, executive health, and functional medicine. 5T MRI, digital X-ray, digital ultrasound, bone densitometry, retinal scanning, and full laboratory services. The Physical Therapy and Sports Medicine Department offers individualized treatment plans, McKenzie Method and Graston Technique training, and Phase 2 and 3 cardiac rehabilitation. The FitMed program delivers evidence-based weight management through medical consultation, nutritional guidance, and health coaching. A 2026 Expansion Project is currently underway.
Details
Address
50 Barracuda Lane, Key Largo, FL 33037
Phone
(305) 367-2600Website
Visit websiteMembership
$5,000/annual
Membership Details
Private Medicine & Wellness Plan: $5,000 billed annually (12-month cycle), includes comprehensive physical exam and full wellness services. Private Medicine Plus is $12,000 per year and includes all standard Private Medicine services plus 24/7 physician access, extended office visits, video/phone/email consultations, home visits, and physician accompaniment to specialist visits.
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Frequently Asked Questions
The Private Medicine and Wellness plan costs $5,000 per year. It includes a comprehensive physical exam, full wellness services, dedicated nursing staff, same-day returned calls, telephone consultations, and concierge assistance with records, referrals, and scheduling. The Private Medicine Plus plan costs $12,000 per year. It adds 24/7 physician access, extended office visits, video and phone consultations, home visits, and physician accompaniment to specialist appointments.
You can request membership through the Medical Center at Ocean Reef directly. The practice serves Ocean Reef Club members, guests, and associates. Membership runs on a 12-month billing cycle.
Yes. The practice offers same-day appointments for its Private Medicine members. The small enrolled patient panel allows the staff to provide prompt access and same-day returned calls.
Yes. Private Medicine Plus members access video, phone, and email consultations as part of their membership. The practice also offers telephone consultations to standard Private Medicine and Wellness members.
5T MRI. The practice also provides digital X-ray, digital ultrasound, bone densitometry, retinal scanning, ECG, pulmonary function testing, and full laboratory services on-site.
Yes. The Physical Therapy and Sports Medicine Department provides individualized treatment plans using McKenzie Method and Graston Technique-trained staff. The department also runs Phase 2 and Phase 3 cardiac rehabilitation programs.
FitMed is an evidence-based weight management and lifestyle program at MCOR. It combines physician-led medical consultation, nutritional guidance, and health coaching. Dr. Carlos Smith leads the program.
During the in-season period from October 1 through May 31, the practice is open Monday through Friday from 8am to 5pm and Saturday from 9am to 4pm. During the off-season from June 1 through September 30, weekday hours shift to 8am to 4pm. Saturday hours remain 9am to 4pm year-round. The practice closes on Sundays.
Yes. Founders Society members gain access to Homestead Hospital and Baptist Hospital through MCOR's Ocean Reef hospitalist program. They also receive priority access to top hospitals nationwide through the Healthnetwork Foundation.
Yes. The Medical Center at Ocean Reef holds AAAHC accreditation. Its CT Scanner and MRI both carry ACR accreditation.
Practice last updated June 11, 2026

