Islamorada Medical Center
Quick Facts
| Practice Type | Concierge |
| Location | Tavernier, Marathon, Florida Keys |
| Doctors | Dhaarak K. Desai MD, Family Medicine, Miguel Diaz MD, FAAFB, Family Medicine, Felix Fernandez DO, Family Medicine |
| Telehealth Type | Virtual visits for established patients for certain conditions |
| Insurance Accepted | Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, Humana, GEHA, Medicare |
| Telehealth Available | Yes |
About
At Islamorada Medical Center, three board-certified physicians deliver comprehensive primary care to the Florida Keys community. The practice has served residents and visitors alike for more than 25 years from two locations in Tavernier and Marathon.
Dr. Miguel Diaz leads the clinical team as Chief Medical Officer with two decades of family medicine experience. Dr. Felix Fernandez brings board certification in family medicine along with specialized training in wound care and hyperbaric oxygen therapy. Dr. Dhaarak K. Desai rounds out the team with recent residency training and deep expertise in preventive and public health. Together, they cover a broad clinical range including pediatrics, pain management, diabetes care, women's health, psychiatry, pulmonary disease, and skin cancer treatment. The practice operates an on-site diagnostic imaging suite and offers hospital-level wound care at both Keys locations. The team accepts most major insurance plans and welcomes new patients, walk-ins, and telehealth visits for established patients.
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Frequently Asked Questions
Yes, the practice accepts most major insurance plans. Accepted carriers include Aetna, Blue Cross Blue Shield, Cigna, UnitedHealthcare, Humana, GEHA, and Medicare. Patients should contact the office to confirm coverage before their first visit.
com. The Tavernier office operates Monday through Thursday from 8AM to 5PM and Friday from 8AM to 1PM. The Marathon office schedules appointments on request.
Yes, the practice welcomes walk-in patients for urgent care during regular business hours. Same-day appointments are also available for urgent needs. The team treats mild to moderate injuries, illnesses, and acute conditions at both locations.
Yes, established patients can access telehealth visits for certain conditions. Patients can request a virtual visit by contacting the office directly. com.
The practice runs two locations in the Florida Keys. The Tavernier office sits at 90130 Old Highway 1, Suite 1B. The Marathon office is located at 5701 Overseas Highway, Suite 8, and operates by appointment only.
Yes, the practice provides care for patients across all life stages. Services include pediatric well-child visits, adult primary care, women's health, geriatric care, and preventive medicine. The clinical team handles routine care alongside more complex chronic disease management.
The team speaks English and Spanish in-office. Translation services are also available upon request for other languages.
The clinical team handles a broad range of services in addition to routine primary care. These include skin cancer treatment, wound care, joint injections, hormone replacement therapy using the Biote Method with bioidentical hormone pellets, allergy testing and immunotherapy, psychiatry, pulmonary disease management, and pain management. On-site diagnostic imaging includes EKG and X-ray capabilities.
Yes, the practice actively welcomes new patients at both the Tavernier and Marathon locations. Prospective patients can call, email, or use the online scheduling portal to book an initial visit.
The practice offers hormone replacement therapy through the Biote Method, which uses bioidentical hormone pellets. Pellets deliver testosterone or estrogen depending on the patient's clinical needs. Patients interested in hormone therapy can schedule a consultation to discuss whether this treatment suits their health goals.
Practice last updated March 21, 2026