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Executive's Guide to Concierge Medicine: Why Your Top Employees Deserve Top Care (2026)

Executive's Guide to Concierge Medicine: Why Your Top Employees Deserve Top Care (2026)


The largest tech companies in America have been quietly operating their own primary care clinics for more than a decade. Google opened its first on-site wellness center in 2010 at Mountain View and has since expanded to New York, Cambridge, and the Seattle area, where tens of thousands of employees use the clinics[1]. Apple launched AC Wellness in 2018, a dedicated primary care group for Apple employees in Santa Clara County[2]. Meta runs a 19,500-square-foot medical clinic at its Menlo Park headquarters that handles roughly 175 patients per day[3].

What they figured out is now available to any company through the concierge and Direct Primary Care (DPC) network. You do not need to build a clinic. You can give a senior engineer, a sales leader, or your entire workforce a primary care doctor with a small panel, same-day access, and 30 to 60 minute visits. DPC starts as low as $600 per year per person. Entry Level concierge starts around $2,500 per year.

At NextMD we track over 4,600 concierge and DPC physicians nationwide. Here is how the employer side of that market works in 2026.

The Retention Math

Replacing a senior employee costs 100 to 200 percent of their annual salary once you count recruiting, onboarding, and lost productivity[4]. For a $250,000 hire, that is a $250,000 to $500,000 event. And the reasons the best people leave are rarely about pay. Burnout, a chronic condition not caught early, a health scare the system could not resolve. A membership at $600 to $15,000 per year per person is under 2 percent of total comp for most senior hires. If it prevents one regrettable exit per year, it pays for itself many times over.

The Four Pricing Tiers

Tier

Annual Cost Per Employee

Example Practices

What You Get

Direct Primary Care (DPC)

$600 to $2,400

Access Direct Primary Care, Ad Astra Health

Unlimited primary care visits, texts, and calls for a flat monthly fee. No insurance billing for primary care. Best for whole-company coverage

Entry Level Concierge

$2,500 to $5,000

The Cove Concierge Medicine, James Wallstrom MD

Same-day access, 30 to 45 minute visits, direct phone or text to the doctor

Premium Concierge

$5,000 to $12,000

WVL Synergy, Brentwood MD

24/7 access, extended visits, better preventive diagnostics, smaller panel

Ultra Premium / Executive Health

$15,000 and up, commonly over $40,000

MD2, Private Medical

Ultra-small panels, comprehensive executive physicals, advanced diagnostics, national coverage for traveling executives

For a full breakdown by tier, see our guide on how much concierge medicine costs.

DPC vs Concierge: Which Fits Your Company?

DPC and concierge are both membership-based, but they differ in panel size and insurance billing. A DPC doctor caps their panel at up to 800 patients and does not bill insurance for primary care. A concierge doctor caps at under 300 and typically still bills insurance for covered services, charging the membership fee on top for time and access. DPC delivers direct access at a lower price by running a larger panel without the insurance overhead.

For employer coverage:

  • DPC fits best for whole-workforce coverage at $50 to $200 per month per employee, often paired with a high-deductible health plan.

  • Entry Level and Premium concierge fits senior leadership and top performers who want a higher-touch experience.

  • Ultra Premium fits C-suite and traveling executives needing national coverage and ultra-small panels.

Many companies combine them: DPC for the whole staff, Premium or Ultra Premium concierge for leadership.

The Hard Data on ROI

The research is no longer theoretical.

45 percent lower total spending. A 2020 study in JAMA Network Open analyzed 23,518 employees at an aerospace firm that implemented employer-sponsored primary care at $87 per member per month[5]. Results: 45 percent lower total medical spending, 33 percent fewer emergency department visits, 43 percent fewer surgeries, 54 percent lower specialist spending[5]. A 1.9x return on the program cost alone, before retention and productivity are counted.

52 percent lower cost per member. A 2025 Hint Health analysis of a real estate firm offering DPC as a benefit found DPC members cost $282 per member per month versus $592 for non-DPC members on the same plan[6]. Same company, same demographics.

40 percent fewer ER visits. A 2020 Society of Actuaries / Milliman study found DPC patients visit the ER 40.51 percent less often than patients on traditional insurance, even after adjusting for health status[7]. See our full writeup on the ER 40 percent finding for the mechanism.

Who This Works For

This is not just for big companies. The math often works the math works for both big and small companies alike.

Company Size

Realistic Coverage

Annual Cost

Risk Covered

10-person startup

CEO plus 3 key hires at Entry/Premium concierge

$20,000 to $40,000

$200,000 to $600,000 in replacement cost

100-person services firm

Whole staff on DPC + Premium concierge for leadership

$100,000 to $500,000

Less than one senior hire's fully-loaded cost

1,000-person company

Whole workforce on DPC (often paired with HDHP)

$600,000 to $5,000,000 depending on plan

45 percent claim reduction scales linearly[5]

Providing high quality concierge health programs to your employees can be an incredibly powerful investment. High quality concierge medicine is a way to attract new employees, retain current employees and ensure positive health outcomes for the people that matter the most to your organization.

→ Browse concierge and DPC doctors on NextMD

Cheers

Josh Bobrowsky

Founder & CEO


Sources

  1. Kaplan, M. (2023, October 2). Google plans to expand on-campus health clinics amid RTO push. HR Brew. hr-brew.com. See also: Modern Healthcare. Google to open more on-site wellness centers. modernhealthcare.com

  2. Farr, C. (2018, February 27). Apple is launching medical clinics to deliver the 'world's best health care experience' to its employees. CNBC. cnbc.com

  3. Kadvany, E. (2016, June 9). Menlo Park: Facebook to move employee health clinic to new location. The Almanac. almanacnews.com

  4. Society for Human Resource Management. The Real Costs of Recruitment and Turnover. SHRM benchmarks on employee replacement cost ranging 50 to 200 percent of annual salary; executive-level replacement typically 100 to 200 percent. shrm.org

  5. Basu, S., et al. (2020). Analysis of employer-sponsored primary care at a Southern California aerospace firm (23,518 employees, One Medical model), published in JAMA Network Open. $87 per member per month infrastructure cost; 45 percent lower total spending; 33 percent fewer ER visits; 43 percent fewer surgeries; 54 percent lower specialist spending. jamanetwork.com

  6. Hint Health. (2025). Employer Trends in Direct Primary Care. Real estate firm case study: DPC members $282 PMPM vs non-DPC $592 PMPM (52 percent difference). Platform data from 2,400+ clinicians and 1.2M members. hint.com

  7. Busch, F., Grzeskowiak, D., & Huth, E. (2020). Direct Primary Care: Evaluating a New Model of Delivery and Financing. Society of Actuaries / Milliman. Risk-adjusted analysis showing 40.51 percent fewer ER visits for DPC patients vs traditional insurance patients. soa.org

Frequently Asked Questions

DPC memberships run $600 to $2,400 per year ($50 to $200 per month), which is the most affordable tier. Entry Level concierge runs $2,500 to $5,000 per year. Premium concierge runs $5,000 to $12,000 per year. Ultra Premium executive health programs start at $15,000 per year and commonly run over $40,000 per year per person.

DPC is the affordable whole-company option at $50 to $200 per month per employee. Entry Level or Premium concierge is the fit for senior leadership or top performers who want a higher-touch experience. Ultra Premium is for C-suite and traveling executives. Many companies combine: DPC for the whole workforce, Premium concierge for leadership.

No. Concierge and DPC sit on top of insurance. Employees still need their regular health plan for specialists, hospitalizations, prescriptions, and procedures. Concierge and DPC cover primary care, wellness planning, and direct doctor access.

Employer-paid fees are typically deductible as an ordinary business expense. DPC paired with a high-deductible health plan (HDHP) has specific favorable treatment as of 2026. Consult your CFO on specifics.

Identify which employees you want to cover, then contact two or three practices in the relevant metros and request employer contracting terms. Most practices have a standard agreement that scales with covered lives. See our walkthrough on [how to switch to concierge or DPC care](https://nextmd.ai/blog/how-to-switch-to-concierge-or-dpc-in-2026-a-step-by-step-transition-guide) for the setup.

NextMD makes it simple to compare concierge and DPC practices by city, price, and specialty. Filter by your primary business locations and see real pricing from practices that already serve employer-sponsored memberships.

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