
Direct Medical Care
Quick Facts
| Membership Price Range | Individual: $90/mo or $900/yr | Couple: $120/mo or $1,200/yr | Family (5 individuals): $180/mo or $1,800/yr | +Additional Family Members: +$20/mo or +$200/yr | One-time sign-up fee: $60/person (monthly) or included (annual) |
| Practice Type | Direct Primary Care |
| Location | Platte City, Platte County |
| Doctors | Ann Riggs DO, Family Medicine |
| Telehealth Type | Virtual visits (during and after office hours), phone |
| Telehealth Available | Yes |
About
At Direct Medical Care, Dr. Ann Riggs delivers full-spectrum family medicine to patients of all ages in Platte City, Missouri. She has served the Platte City community since 2009, building deep roots in the area. The practice operates on a direct-pay model, cutting insurance billing overhead to keep costs low and care straightforward. Accessibility sits at the center of everything here. Dr. Riggs offers same-day visits in person, by phone, or via virtual visit. She also makes her cell phone available to patients for after-hours needs. Membership starts at $90 per month or $900 per year. Members receive visits, physicals, sports physicals, EKGs, and wellness labs at no additional charge. The practice covers a broad clinical range, from preventive care and chronic disease management to procedures like joint injections, laceration repair, and cryotherapy. Membership fees qualify for HSA payment. Patients can still use insurance for specialist referrals, prescriptions, and additional testing.
Details
Address
1310 Plaza Court, Platte City, MO 64079
Phone
(816) 431-2150Website
Visit websiteMembership
$90/monthly ($900/annual)
Membership Details
Monthly or annual membership options. One-time sign-up fee of $60/person for monthly plans (included in annual). Members get visits, physicals, sports physicals, EKGs, and wellness labs included. Non-members pay per service. Labs can be submitted through insurance. HSA-eligible fees.
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Frequently Asked Questions
Individual membership at Direct Medical Care costs $90 per month or $900 per year. A one-time sign-up fee of $60 per person applies to monthly plans; that fee is included in the annual plan. Couple and family plans are also available at reduced per-person rates.
Members receive all standard and complex visits, annual physicals, sports physicals, virtual visits, EKGs, and a yearly wellness lab panel at no additional charge. The wellness panel includes a CBC, chemistries, TSH, and lipid panel. Procedures and additional labs carry discounted member pricing.
Direct Medical Care does not bill insurance for its services. However, patients can still use insurance for specialist referrals, prescriptions, and additional testing. The practice provides visit codes so patients can self-submit to their insurance for possible reimbursement.
Yes, Direct Medical Care offers same-day access to Dr. Riggs. The practice accommodates same-day needs in person, by virtual visit, or by phone. After-hours care is also available by arrangement.
Yes, Direct Medical Care's membership fees qualify as HSA-eligible expenses. Patients with high-deductible health plans and HSA accounts can use those funds to cover membership and service fees. The practice's low pricing helps patients preserve HSA balances for future needs.
Yes, Medicare patients can become members and receive care from Dr. Riggs. Dr. Riggs has opted out of Medicare, so neither the practice nor the patient can submit claims to Medicare for her services. Medicare continues to cover referred services such as imaging and specialist visits.
Yes, Direct Medical Care offers virtual visits. Members receive virtual visits at no additional charge during office hours. The practice also accommodates after-hours virtual care for urgent needs.
Direct Medical Care serves patients of all ages. Dr. Riggs practices full-spectrum family medicine for children, adults, and seniors alike. The practice handles everything from pediatric sports physicals to chronic disease management in older adults.
Prospective patients can contact Direct Medical Care by phone at 816-431-2150 or by email to get started. New patients pay a one-time sign-up fee and select either a monthly or annual membership plan. Non-members can also access services on a per-visit, pay-as-you-go basis.
Yes, Dr. Riggs coordinates referrals to specialists as needed. Patients use their insurance for specialist visits, additional testing, and prescriptions, just as they would with any primary care provider. Membership at Direct Medical Care covers primary and preventive care, not specialty services.
Practice last updated June 9, 2026



