Central Illinois Direct Care

Individual adult membership costs $75 per month. Children under 18 pay $50 per month, or $30 per month if a parent is also a member. A family membership covering two adults and two children runs $200 per month. The practice bills on a monthly basis with no long-term contracts required.

No. Central Illinois Direct Care charges no co-pays, deductibles, or hidden fees. Your monthly membership covers primary care visits and direct access to your physician. The practice bills a flat monthly fee and nothing more for covered services.

Yes. Members contact their doctor by phone, secure text, email, or video chat. The practice builds direct physician access into every membership. You do not need to wait for a scheduled appointment to ask a question or address a routine concern.

Central Illinois Direct Care offers same-day and next-day appointments. Members do not wait weeks or months to see their physician. The practice schedules visits by appointment, so call or message the office to get on the calendar quickly.

No, Central Illinois Direct Care does not accept or bill health insurance. The practice contracts directly with patients through a flat monthly membership fee. The practice recommends that members carry insurance for specialty care, emergency services, surgery, and hospitalization, but most primary care needs cost less through the practice's discounted pricing.

Yes. Medicare patients can join Central Illinois Direct Care by signing a one-time waiver stating that neither the patient nor the practice will directly bill Medicare for services. Members continue to use Medicare for labs, imaging, medications, specialty care, and hospitalizations. Many Medicare members find they save money on primary care, labs, and prescriptions through the practice's discounted rates.

Yes, members can use a health savings account to pay their Central Illinois Direct Care membership fees. An executive order supports the use of HSA funds for Direct Primary Care services, making this a practical option for members with tax-advantaged accounts.

Yes. Central Illinois Direct Care dispenses many medications directly to members at wholesale prices. The practice also offers discounted rates on laboratory testing, pathology, and imaging. Downloadable price lists for medications, labs, and radiology are available on the practice website.

Yes. Members conduct video visits with their physician through the practice. Telemedicine is one of several ways members reach their doctor, alongside phone calls, secure text, and email.

Yes. Central Illinois Direct Care offers business memberships for employers enrolling five or more employees. Each employee pays $50 per month under a business membership, which is a reduced rate from the standard individual membership fee.