Semper Healthcare

Yes, members still need health insurance. Semper Healthcare covers primary care and internal medicine consultations, but it does not replace coverage for specialists, hospitalization, or radiology. Dr. Fedorowicz stays involved at every step, but patients need insurance to protect against larger healthcare costs. The two work alongside each other.

No, Semper Healthcare does not accept health insurance for membership fees. The practice operates outside insurance networks to keep care free from restrictions and volume mandates. Some insurers may reimburse patients for episodic visits or apply clinical costs toward co-insurance or out-of-pocket maximums. Patients should check the terms of their individual insurance plans directly.

Yes. Semper Healthcare's services qualify as HSA-eligible expenses. They also qualify for a range of other tax-favorable healthcare accounts. For questions specific to your financial situation, a tax professional or accountant can provide the most accurate guidance.

Membership gives patients constant access to Dr. Fedorowicz, the practice website, and their electronic health records through Patient Fusion. The practice also makes itself available outside of standard office hours when the need arises. The goal is consistent, responsive access paired with thorough, personalized care.

Semper Healthcare offers internal medicine consultations, primary care, pre-operative risk evaluation, and surgical consultation. Dr. Fedorowicz brings particular depth in perioperative medicine, developed over years as Medical Director of Pre-operative Risk Evaluation at Porter Adventist Hospital and through repeated advanced training at Johns Hopkins School of Medicine.

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Dr. Fedorowicz believes that detail, anticipation, and a longer-term perspective together produce the most meaningful clinical outcomes. He takes full ownership of each patient's conditions and works to make complex medical situations clear and manageable. That commitment to thoroughness shapes every aspect of how Semper Healthcare operates.